SELLER HAS PERMISSION FROM TVA TO REBUILD THE DOCK. SELLER WOULD CONSIDER REBUILDING THE DOCK WITH AN A CCEPTABLE OFFER! Lakefront Living on the Hiwassee River / Chickamauga Lake! Welcome to an exceptional fully renovated 3 bedroom, 3 bath home offering approximately 3,100 sq ft of versatile living space across three levels. Situated on a gorgeous lakefront lot, this property provides stunning water access with the potential to add a dock (with permit). The main level features a spacious great room with a cozy wood-burning brick fireplace, an updated kitchen with granite countertops, new stainless steel appliances (refrigerator, dishwasher, microwave, and free-standing electric range all remain), and a bright eat-in area. The primary bedroom on the main level includes a large walk-in closet and a beautifully updated full bath with tiled shower, double sinks, and granite vanity. The lower level is ideal for multi-generational living or guests, complete with a second full kitchen (appliances remain), a large great room with a second wood-burning brick fireplace, a bedroom with walk-in closet, full bath, and washer/dryer hookup. Upstairs, you'll find an additional spacious bedroom with a huge walk-in closet and a full bath featuring a tiled shower and double vanity with granite countertops. Enjoy outdoor living year-round on the approximately 1,000 sq ft covered and screened side porch, plus a wraparound deck overlooking the water. Additional highlights include new spray foam insulation, new roof, new windows, a wraparound driveway, and a deep single-car attached garage with workshop area. No HOA. Furniture can remain with an acceptable offer, and an additional lakefront lot is included with acceptable terms, making this an incredible value for lakefront living.